After attending our homebuyer education class you will have the opportunity to meet with one of our counselors to do a personal financial assessment.
At your assessment, your counselor will order a credit report (fee for report due at session) and determine your credit standing. All documents are reviewed, affordability and Purchase Assistance eligibility determined, and a homebuyer action plan is created customized to your specific needs. This initial appointment is approximately 1.5 hours. We require that all parties purchasing the home attend this meeting, fill out a HomeSight Counseling Application form, and bring photocopies of all required documents to the session. (Note: Photocopies must be made prior to your appointment. HomeSight does not have the capacity to provide copies of your documentation)
Your counselor will then work with you on your monthly progress towards completion of your homebuyer action plan and schedule follow up meetings as necessary.
All clients who are interested in Purchase Assistance must meet with a counselor for a financial assessment and work to meet credit and savings requirements of the program. If you are not interested in Purchase Assistance you may meet with our Loan Officer to discuss the benefits of receiving a first mortgage through HomeSight. Click here for more information about our mortgage services.