Privacy Policy and Practices of HomeSight

We at HomeSight value your trust and are committed to the responsible management, use and protection of personal information. This notice describes our policy regarding the collection and disclosure of personal information.

Personal information, as used in this notice, means information that identifies an individual personally and is not otherwise publicly available information. It includes personal financial information such as credit history, income, employment history, financial assets, bank account information and financial debts. It also includes your social security number and other information that you have provided us on any applications or forms that you have completed.

Information We Collect

We collect personal information to support our lending operations, financial fitness counseling and to aid you in shopping for and obtaining a home mortgage from a conventional lender. We collect personal information about you from the following sources:

Information that we receive from you on applications or other forms,
Information about your transactions with us, our affiliates or others,
Information we receive from a consumer reporting agency, and
Information that we receive from personal and employment references.

Information We Disclose

We may disclose the following kinds of personal information about you:

Information we receive from you on applications or other forms, such as your name, address, social security number, employer, occupation, assets, debts and income;
Information about your transactions with us, our affiliates or others, such as your account balance, payment history and parties to your transactions; and
Information we receive from a consumer reporting agency, such as your credit bureau reports, your credit history and your creditworthiness.

To Whom Do We Disclose

We may disclose your personal information to the following types of unaffiliated third parties:

Financial service providers, such as companies engaged in providing home mortgage or home equity loans.
As permitted by law

Confidentiality and Security

Access to your personal information is restricted to those employees who need the information to provide products and services to you. This includes financial counseling and making loan decisions.

Please contact your Financial Counselor if you have questions concerning the use and maintenance of your confidential information.