HomeSight Foreclosure Prevention Programs for Pierce & King Counties

By: Marc Bartel & Tom Jacobi

A home is often a family’s most valuable possession. A home provides a sense of security, where love, laugh, happiness and growth prevail. It’s where we (usually) host family dinners, reunions, holidays, parties, or the Seahawks quest for a Super Bowl on a big screen. A home is comfort. And preventing the avoidable loss of that comfort due to foreclosure at an already, unprecedented time, is currently a program now offered by HomeSight.


King County Veterans & Active Military Foreclosure Prevention Loan Program

HomeSight has received $500,000 grant from King County to provide foreclosure prevention loans to Veteran’s and Active Military members facing foreclosure. Households who are behind on their mortgage, property taxes or condo dues can receive a deferred loan if they meet program guidelines.  The program will provide a loan with payments deferred for 30 years at 2% simple interest to homeowners who can resume future payments after receiving this loan.

“I am excited to hear of this grant from King County has been awarded to HomeSight,” says Linh Thai, City Impact Manager at The Mission Continues, a movement that empowers veterans to continue their service, and empowers communities with veteran talent, skills and preparedness to generate visible impact.

Thai continues, “As a leader in the veteran service and advocacy communities for nearly a decade, as well as a community advocate in Seattle in social equity issues, I strongly believe that HomeSight has a stellar record of equitable community development and a model of servant leadership, something that veterans and military service members identify with.  In this COVID-19 environment, I urge veterans who own a home to explore and engage with HomeSight, and other trusted organizations, to utilize this program.”

 

City of Seattle Foreclosure Prevention Loan Program

HomeSight has been awarded $350,000 in new funds to supplement our current City of Seattle foreclosure prevention program. This program can assist income qualified homeowners who are behind on their mortgage, property taxes or condo dues.  This program will provide a loan up to $30,000 with payments deferred for 30 years at 2% simple interest to homeowners who can resume future payments after receiving this loan.

Pierce County Homeowners Received Mortgage Assistance / Foreclosure Prevention Relief in 2020

HomeSight was pleased to partner with the Washington State Housing Finance Commission and HUD approved housing counseling agencies to provide over $470,000 in mortgage assistance grants to 72 homeowners facing housing instability due to the economic challenges caused by the COVID-19 pandemic in Pierce County.  Funded by the federal CARES Act, HomeSight provided up to $8,250 in mortgage payment assistance. If more funds become available from the Federal government, we hope to continue this partnership in 2021.

For more information on these programs, or to start the application process, visit www.homesightwa.org/foreclosure-prevention-programs

These programs are modeled on HomeSight’s successful statewide homeowner stability foreclosure prevention program which provided over $6 million in loans helping over 280 families keep their home during the great recession.

“We are thrilled to be the facilitator of these programs,” says Darryl Smith, Executive Director of HomeSight. “Preventing avoidable foreclosures helps keep families in their homes and preserves the very communities we live, work, and play in.”

Since 1990, HomeSight has worked to preserve and promote economically and culturally diverse communities through affordable homeownership, business development, and community advocacy. We believe that communities can only be strong, vibrant, and equitable if homeownership is attainable, cultural anchors can thrive in place, small businesses and homeowners have access to the knowledge and tools to excel in changing markets, and prosperity is built and shared amongst all members of each unique community.

Plate of Nations Extends its 10th Annual Event

By: Maria Vargas

Plate of Nations was originally scheduled for two weeks in the Spring but was canceled amid the Governor’s shutdown order in March due to COVID-19. During that time, we saw many businesses all over the state close their doors and others struggle to stay. This fall, Plate of Nations has been reimagined to help support the businesses and the families behind them.

This year, for the 10th annual Plate of Nations, they have partnered with Restaurant Week. Seattle Restaurant Week is a promotional event that runs every year in the Fall and Spring. Over 165 restaurants participate in the Pacific Northwest. The event allows diners to sample special menus from local establishments at a great price! Seattle Restaurant Week is a celebration of food across the Pacific Northwest. This year Seattle Restaurant Week will not last a week but instead almost an entire month!  It launched on October 25th and will continue until November.

Understandably not everyone is comfortable dining in like previous years, but do not let that stop you from joining the fun!  Multiple restaurants are offering take-out and delivery services. For a complete list of restaurants participating in Seattle Restaurant Week click  . While you are at it, explore the great filters Seattle Restaurant Week has provided!

Just recently Plate of Nations released a promotional video featuring a few Plate of Nations restaurants to encourage the community to participate and share a photo of their delicious dish on Instagram with the hashtag #2020PON. Check it out here! As you can see in the video Southeast Seattle is a diverse and resilient community, something Plate of Nations aims to celebrate year after. The independently owned and operated restaurants will offer a lunch plate for $20 and a dinner plate for $35, they can also offer a three-course meal like Seattle Restaurant Week has required previous years. Restaurants can also choose to offer an all-day option at either price point. The style of food choices varies by restaurant, to find out more about the special menus explore the Plate of Nations website.

Another change this fall is participation is free to restaurants this year. This allows restaurants to get involved regardless of their ability to pay. The fee is and that is something many small businesses cannot afford during this pandemic. While both organizations are unsure, they will continue this arrangement into next year, Seattle Restaurant Week and Plate of Nations are really putting businesses first this Fall.

While many things have changed this year, community has not. Sarah Valenta, Community and Business Development Manager at HomeSight says, “Each of the meals that come from the restaurants are meant to bring people together to share the plate. So, its community building as well as supporting the restaurant.” This is a great way to show support to the many businesses struggling during this time. Don’t forget to share your picture with Plate of Nations using #2020PON!

EAT OUT. TAKE OUT. HELP OUT.

OCT 25 – NOV 22

Participating Plate of Nation Restaurants:

      • Amy’s Merkato located in Hillman City
      • Bananas Grill located in Rainier Vista
      • Bang Bang Kitchen located in Othello
      • Buddha Bruddah located in Mt. Baker
      • Café Ibex located in Mt. Baker
      • Café Red located in Othello
      • Hoang Lan located in Othello
      • Kaffa Coffee located in Rainier Beach
      • Little Chengdu located in Mt. Baker
      • Nikos Gryos located in Beacon Hill
      • Othello Wok Teriyaki located in Othello
      • Qeerroo located in Rainier Beach
      • Rainier Restaurant located in Brighton
      • Tacos Street located in Othello
      • Tacos Chukis located in Beacon Hill
      • The Comfort Zone located in Columbia City
      • The Original Philly’s located in Mt. Baker
      • Union Bar & Restaurant located Rainier Beach

 

 

 

 

 

 

 

 

 

 

 

 

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