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Homeownership center

Foreclosure prevention programs

Are you facing foreclosure?
Are you at risk of default?
HomeSight can help.

A home is often a family’s most valuable possession. Preventing avoidable foreclosures helps keep families in their homes, preserves communities, and prevents avoidable loss.

Homeownership center

Foreclosure prevention programs

Are you facing foreclosure?
Are you at risk of default?
HomeSight can help.

A home is often a family’s most valuable possession. Preventing avoidable foreclosures helps keep families in their homes, preserves communities, and prevents avoidable loss.

HomeSight, with funds from the King County Veterans Seniors and Human Services Levy, has created a new program to help Former and Active Military members. Qualified homeowners will have the opportunity to become current on delinquent housing-related payments and remain in their home.

Program highlights:

    • Available to homeowners within King County, except Seattle city limits*
    • Homeowners with delinquent mortgages, property taxes, and/or HOA dues are encouraged to apply
    • Applications are submitted via a foreclosure prevention counselor
*Income restrictions apply based on household size.

Apply Here

If you need help on your application please contact our statewide foreclosure information clearinghouse the Washington Homeownership Resource Center at http://www.homeownership-wa.org/ or toll free at 877-894-4663

The City of Seattle Office of Housing, in partnership with HomeSight, have created a new program from Seattle Housing Levy funds to help Seattle homeowners. Qualified borrowers will have the opportunity to become current on delinquent housing-related payments and remain in their home.

Program highlights:

    • Available to homeowners within Seattle city limits
    • Homeowners with delinquent mortgages, property taxes, and/or HOA dues are encouraged to apply
    • Applications are submitted via a foreclosure counselor

*Income restrictions apply based on household size.

Apply Here

If you need help on your application please contact our statewide foreclosure information clearinghouse the Washington Homeownership Resource Center at http://www.homeownership-wa.org/ or toll free at 877-894-4663

We are no longer accepting applications at this time for the Pierce County Foreclosure Prevention Mortgage Assistance Program

HomeSight is pleased to announce we are partners with the Washington State Housing Finance Commission and Pierce County Human Services to help you stay housed and support families in our community.  HomeSight has $1,260,000 in foreclosure prevention mortgage assistance grants of up to $7,500 each to help over 160 qualified homeowners who are behind on their loan payments.

Many families are facing housing instability due to the pandemic’s economic challenges and Pierce County and HomeSight may be able to help. If you are struggling to make mortgage payments due to layoffs, reduced hours, and/or the need to care for children who are not in school. For some, having residents in the home for more hours of the day has increased household expenses, including food and utilities.

To qualify the assisted Homeowner:

    • Must own a home in Pierce County with fee simple title that is occupied as their primary residence since March 1, 2020
    • Must be over 15 days past due on their mortgage since March 1, 2020. (Homeowners in default prior to March 1, 2020 are not eligible for assistance)
    • Must self-certify loss of income or hardship
    • Does not need a credit score to qualify.
    • Must have an annual household income that does not exceed 120% of Area Median Income

Family Size (120% of AMI)

1 Person ($72,700)
2 People ($83,000)
3 People ($93,450)
4 People ($103,800)
5 People ($112,200)
6 People ($120,450)
7 People ($128,750)
8 People ($137,000)

It could be loss of job or some other impact – you got ill and couldn’t work, or a family member was ill.  Basically, if you’re behind, your income is below 120% AMI, you own your house, and you’ve had a COVID-related impact, you can get assistance for up to four months of delinquent payments not to exceed $7,500.

If you need help on your application please contact our statewide foreclosure information clearinghouse the Washington Homeownership Resource Center at http://www.homeownership-wa.org/ or toll free at 877-894-4663

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