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HomeSight is a non-profit community development corporation committed to building strong, vibrant communities through homeownership, economic development, and neighborhood revitalization.
We are a non-profit leader creating sustainable homeownership
opportunities for low- and moderate-income families by developing affordable
housing, providing first-time homebuyer education, and counselling, and making
home loans to qualified buyers. We work closely with multicultural residents throughout the state of Washington to foster equitable economic development.
Do you want to make a difference in people’s lives and help them achieve the dream of homeownership? Join our team!
Mortgage Loan Originator
Position Summary
We are seeking a Loan Originator with excellent customer service skills to work with customers underserved by mainstream lenders to join our lending team and grow our mortgage lending business.
Essential Duties and Responsibilities
- Develops relationships with realtors, brokers, builders, and developers to originate acceptable and well-documented residential mortgages.
- Participates in various business development activities.
- Contacts potential or existing customers to develop new business or retain existing business.
- Interviews applicants to collect information concerning their financial needs, objectives and status. Obtains and analyses pertinent financial and credit data.
- Obtains all pertinent applicant-generated information needed to ensure the prompt and efficient processing and funding of all loans.
- Maintains consistent communication flows throughout loan process, with all involved parties to ensure timely appraisals, credit decisions, funding and resolve issues and questions in a timely manner.
- Maintains thorough understanding and familiarity with program/product policies and procedures and continually provides accurate and updated information to customers and sources of business, including HomeSight purchase assistance, conventional, and FHA loans programs.
Required:
- High School diploma or equivalent
- Loan Originator license through NMLS or commitment to obtain license within first 6 months.
- General understanding of federal and state lending regulatory and compliance requirements.
- Effective oral and written communication skills
- Highly organized with the ability to problem solve and prioritize workload.
- Working knowledge of Microsoft Office programs.
Preferred
- Experience with FHA, Fannie Mae and Freddie Mac mortgage products and underwriting guidelines, WSHFC (Washington State Housing Finance Commission) product lines preferred.
- Experience with Encompass, Calyx and/or Desktop Underwriter.
- Working knowledge of Sales force
- Fluency in Spanish
Reports to: Lending Operations Manager
Compensation: Total compensation of $70,000, including base annual salary ($65,000) plus minimum incentive in first six months ($5,000). No maximum performance incentive.
Benefits: Health, Dental, Vision, Long and Short-term disability, Life Insurance and a 403B Retirement Plan. 10 days of annual vacation accrual, 13 paid holidays, 2 personal days, 10 days paid sick leave and an unlimited ORCA transportation pass.
INCLUSIVENESS STATEMENT:
HomeSight is an equal-opportunity employer with a very diverse staff. We seek to recruit, retain, and advance people of diverse backgrounds. We are committed to fostering and supporting a workplace culture inclusive of people regardless of race, ethnicity, national origin, gender, sexual orientation, socio-economic status, marital status, age, physical abilities, political affiliation, religious beliefs or any other non-merit fact.
HOMESIGHT EMPLOYEE BENEFITS: