At your assessment, your counselor will order a credit report (fee from credit agency required) and determine your credit standing.
Your counselor will review your financial documents, determine what you can afford, and see if you are eligible for purchase assistance. (All clients interested in purchase assistance must meet with a counselor for a financial assessment and work to meet credit and savings requirements of the program.)
Your counselor will then create a homebuyer action plan customized to your needs, work with you on your monthly progress towards completion of your homebuyer action plan, and schedule follow-up meetings as needed.
This initial appointment takes about one hour in person or over the phone. We require all parties purchasing the home to attend.
Sign up for HomeSight financial counseling through our Homebuyer Portal.